DCPG Product Information

We have the products to fit your dental benefit needs.

Product-HMO Product-PPO Product-Indemnity
Product-DentaTrust Product-DentaSpan  

 


 Dental Care Plus HMO

Our HMO product, Dental Care Plus, is perfect for companies that are headquartered within Greater Cincinnati and Northern Kentucky. HMO members are required to see an in-network dentist, but with a network that includes more than 95% of practicing dentists in the area, the need to go out-of-network is minimal. Employers based in Greater Cincinnati/Northern Kentucky with employees in other areas can pair our HMO with our PPO or Indemnity products for additional flexibility.

Product Highlights:

  • Available as a fully-insured product for groups of 2 or more.
  • Self-funded option for groups of 50 or more.
  • No late-entrant waiting periods.
  • No balance billing on covered services.
  • Members receive a detailed explanation of benefits when they incur out-of-pocket costs.
  • Members don't have to file claims.
  • Shelf rates are available for employers of 2 to 50 in Ohio and Kentucky.
  • A vision discount program offered through Total Vision Services is included on all fully-insured plans.
  • A hearing discount program, Epic Hearing, is included.
  • We have you covered with our HMO product. Contact us now for more information.

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DentaSelect PPO

Flexibility and options are nice things to have. DentaSelect Plus, our PPO product, gives you both. Members are covered whether they choose an in-network or out-of-network dentist. They have access to dentists wherever they live, work or travel domestically thanks to one of the nation’s best national networks.

Product Highlights:

  • Available as a fully-insured product for groups of 2 or more.
  • Self-funded option for groups of 50 or more.
  • No late-entrant waiting periods.
  • Out-of-network reimbursement levels are available. Read more here.
  • Members receive a detailed explanation of benefits when they incur out-of-pocket costs.
  • For those multi-sited companies based in Greater Cincinnati and Northern Kentucky, DentaSelect Plus can be paired with our HMO product to offer employees network access within their community.
  • Members seeing in-network dentists don't have to file claims and are not subject to balance billing on covered services.
  • Shelf rates are available in designated Ohio, Kentucky and Indiana counties for employers of 2 to 50. 
  • A vision discount program offered through Total Vision Services is included on all fully-insured plans.
  • A hearing discount program, Epic Hearing, is included.
  • Interested in the flexibility our PPO product provides? Find out more here.

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DentaPremier Indemnity

Our Indemnity product, DentaPremier Plus, is available for employers with 10 or more enrollees. There is no DCPG network associated with this product. Members can choose any licensed dentist in the United States for covered services. Fewer restrictions on provider choice are offset by the loss of protection against balance billing.

Product Highlights:

  • Available as a fully-insured product for groups of 10 or more.
  • Self-funded option for groups of 50 or more.
  • No late-entrant waiting periods.
  • Reimburses member or provider based on plan design, for covered services provided.
  • Claims filed by providers are accepted, but not required.
  • Members receive a detailed explanation of benefits when they incur out-of-pocket costs.
  • For those companies based in Greater Cincinnati and Northern Kentucky, DentaPremier Plus can be paired with our HMO product.
  • A vision discount program offered through Total Vision Services is included on all fully-insured plans.
  • A hearing discount program, Epic Hearing, is included.
  • The freedom to choose any provider. We can make it happen.Click here to find out more.

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DentaTrust

With individuals and families in mind, The Dental Care Plus Group offers Ohio DentaTrust for purchase through the Ohio state-based exchange. In order to offer lower premiums, Ohio DentaTrust plans utilize a smaller, less expensive network. Customer support, billing and enrollment as well as claims processing and payments are handled by a third-party administrator, DentaQuest. For more information or to receive a quote, click here.

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DentaSpan

DentaSpan was designed by The Dental Care Plus Group to provide economical options for groups interested in purchasing dental insurance on the Ohio Small Business Health Options Program (SHOP) exchange. In order to offer lower premiums to employer groups looking for a pediatric dental PPO product in compliance with the Affordable Care Act’s Essential Health Benefits, DentaSpan utilizes a smaller, less expensive network. Customer support, billing and enrollment as well as claims processing and payments are handled by a third-party administrator, DentaQuest. For more information, including plan details and quotes, click here.

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